
Running a restaurant or cafe is relentless. You're managing tables, staff, stock, and customers — all at the same time. The last thing you need is a clunky payment system slowing you down or creating extra work at the end of the day.
The right EPOS (electronic point of sale) system changes that. It handles orders, payments, and reporting in one place — so your team can focus on delivering great food and service, not wrestling with software.
This guide breaks down what to look for in an EPOS system for a small UK restaurant or cafe, and what questions to ask before you commit.
An EPOS system is a digital replacement for a traditional till. It combines a touchscreen interface, payment terminal, and business management tools into a single setup.
For restaurants and cafes, a good EPOS system does more than take payments. It:
Without an EPOS, most small restaurants rely on manual processes — handwritten tickets, separate card readers, spreadsheet stock tracking. That creates errors, waste, and a lot of unnecessary admin.
Not all EPOS systems are built the same. Here's what matters most for independent hospitality businesses.
Your EPOS and your card machine should talk to each other automatically. If they don't, every transaction requires manual entry — double the work and double the chance of errors.
Look for an EPOS that integrates with your payment provider so orders flow directly to the payment terminal, totals are confirmed in one tap, and reconciliation happens automatically at close of play.
During a lunch rush, speed matters. Your EPOS should have a fast, intuitive interface that lets staff take an order and send it to the kitchen in seconds — not minutes. Slow software costs you covers.
For sit-down restaurants, table mapping is essential. You need to see which tables are occupied, track order progress by seat, and split bills easily. A flat list of orders isn't enough.
Real-time stock tracking means you know when you're running low on ingredients — before the customer orders the last portion of something you've already sold. Good EPOS systems let you tie stock levels to menu items so the system updates automatically as orders go through.
Your EPOS should tell you how much you've taken, which items sold best, what your refund rate was, and how your busiest hours break down. This data helps you make smarter decisions about menus, staffing, and hours.
Wi-Fi drops. Internet goes down. Your EPOS should keep working offline and sync automatically when the connection is restored. Losing the ability to take payments mid-service is a hospitality nightmare.
Cloud-based EPOS systems let you check sales data and run reports from anywhere — your phone, your laptop, anywhere you have an internet connection. You don't need to be behind the bar to know how the evening went.
There are two approaches most small restaurants take.
Option 1: Standalone EPOS + separate card machine
This is the traditional approach. You buy an EPOS system from one provider and a card machine from another. It works, but the two systems often don't communicate well. You end up manually reconciling totals and chasing discrepancies at the end of the month.
Option 2: Integrated EPOS + payments
The better option for most small restaurants is a platform that combines EPOS and payment processing in one place. Orders go straight to the payment terminal, totals are accurate, and your end-of-day reconciliation is done automatically. One platform, one report, one settlement.
Stored's all-in-one payments platform supports in-person card terminals alongside online and digital payment methods — so whether you're taking payments at the table, processing a takeaway order online, or sending a pay-by-link to a booking that hasn't shown yet, everything lands in the same dashboard.
EPOS pricing varies significantly depending on the provider and the setup you need.
Typical cost components include:
The key thing to watch for is how fees stack up. A low monthly software fee with expensive payment processing can end up costing more than a higher-fee platform with competitive transaction rates.
With Stored, in-person payments are processed at 0.8% — with no hidden fees or complex tier structures.
Budget EPOS systems often lack the integrations and reporting tools you'll actually need as your business grows. Switching systems mid-trading is disruptive and expensive.
An EPOS that doesn't integrate with your card machine creates more admin, not less. Always check how payment reconciliation works before you sign.
Be cautious of providers who lock you in for two or three years. The payments and hospitality tech space moves fast — you want the flexibility to switch if something better comes along or your needs change.
Always see the system in action before you commit. Ask for a live demo during a busy period, or talk to other restaurant owners who use it.
Beyond the EPOS itself, there are a few payment features that make a real difference for restaurants and cafes.
Pay by link: Send a payment link via text or WhatsApp for deposits, event bookings, or outstanding balances. No card machine needed.
QR code payments: Customers scan a code at the table to pay on their phone. Reduces queue time and works well for cafes with high footfall.
Digital invoicing: For private dining, catering, or corporate bookings, send a professional invoice with a payment link directly from your platform.
Next-day settlement: Cash flow is tight in hospitality. Getting yesterday's takings in your account today — rather than waiting days — makes a real difference to how you manage the business.
Changing your EPOS or payment system doesn't have to be disruptive. Most modern platforms offer:
The best time to switch is a quiet period — early in the week, or during a planned closure. Give yourself a few days to get your team comfortable with the new system before a busy service.
Stored is built for UK SMEs — and that includes hospitality businesses juggling in-person and online payments. Instead of managing separate systems for your card machine, online orders, and invoices, Stored brings it all into one platform.
Key things that matter for hospitality:
Whether you're a solo-run cafe or a growing restaurant group, having payments and business tools in one place saves time and reduces the friction of running a busy operation.
The right EPOS and payment setup pays for itself quickly — in time saved, errors avoided, and cash flow improved.
If you're reviewing your current setup or looking to upgrade, talk to the Stored team about what works best for your operation. Or sign up free and see how it fits.